Rocket Money alternatives for Australia

Updated September 2026

If you have seen Rocket Money recommended and tried to sign up from Australia, you will have hit the wall: Rocket Money only works in the United States and only connects to US banks. Its own help centre says so. None of its features — subscription tracking, cancellation, bill negotiation — are available here.

The good news is that everything most people want from it can be done with tools that do work with Australian banks.

What did you want Rocket Money for?

To find subscriptions you had forgotten about. SubSweep does exactly this, from a CSV statement from any Australian bank, with no bank login. Subtracker does it from PDF, CSV or photo statements, as a one-off purchase.

To see all your spending automatically in one place. Frollo connects to Australian banks through open banking and is free.

To budget in detail. PocketSmith supports Australian bank feeds and has a free tier.

To have someone cancel subscriptions or negotiate bills for you. We do not know of an Australian equivalent of Rocket Money's concierge. SubSweep links you to each service's own cancellation page and shows you how to confirm the charge actually stopped — the final click stays yours.

At a glance

Tool	How it gets your transactions	Where it runs	Price	Best for
SubSweep	Bank statement CSV upload — no bank login. Direct bank connection coming soon.	Web, iPhone, Android	Free (top 3 results); Pro A$9.99/month on the web	Finding forgotten subscriptions without handing over bank access
Frollo	Open banking (Consumer Data Right) connection to your bank	iPhone, Android	Free	A full money-management view — budgets, spending, goals — if you are happy to connect your bank
WeMoney	Bank connection through a data aggregator	iPhone, Android	Free to start	Paying down debt and keeping an eye on your credit score
Subtracker	Statement upload — PDF, CSV, Excel or a photo of a paper statement	Web	First scan shows 3 finds free; full tracker A$19 one-off	A one-off clean-up, especially if you only have PDF statements
PocketSmith	Bank feeds, including Australian banks	Web, iPhone, Android	Free tier and paid plans	Detailed budgeting and cash-flow forecasting
Rocket Money	US bank connections only	US only	—	Not available to Australians

Checked September 2026 from each provider's own website. Prices and features change — check theirs before you decide.

Try SubSweep on your own statement

Export a CSV from your bank's website, upload it, and see every recurring charge with its yearly cost, price rises and refund windows. There is a sample statement if you would rather look first.

Open SubSweep — free, no bank login, and your statement is analysed in memory and never written to disk.

This page is written by SubSweep, so weigh it accordingly. We have tried to be fair: where another tool is the better choice for you, we say so. SubSweep is not affiliated with any product named here and does not provide financial product advice.

Best subscription trackers in Australia → · Cancellation guides